Capital One QuicksilverOne Credit Limit Details for 2024 (2024)

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The Capital One QuicksilverOne credit limit is $300 - $5,000, according to cardholder reports online. But it will depend entirely on the specifics of your credit and your overall financial situation. So, the better your credit is, the higher you can expect your spending limit to be.

Ultimately, if you are unhappy with your credit limit, the issuer periodically reviews accounts for automatic credit limit increases after 6 months of on-time payments. If you'd rather not rely on an automatic increase, you can request one yourself instead. You can do so online, via the mobile app, or over the phone, by calling the number you see on the back of your card.

This answer was first published on 09/16/22 and it was last updated on 01/08/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Capital One QuicksilverOne Credit Limit Details for 2024 (1)

Capital One QuicksilverOne Cash Rewards Credit Card

Capital One QuicksilverOne Cash Rewards Credit Card

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rodenbeckk, Member

@rodenbeckk

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Well in my case I've had the card for about 10 years now. My credit limit is only $2,050 and I've been denied the last 4 times I've requested an increase due to not using my existing credit line to their liking. I even called after getting the last rejection letter to which I explained that in order to keep my credit score high I can't have high balances on low credit line cards and if it were higher I would use it more. I was told that if I was denied there wasn't anything they could do, that I could try applying for another one of their cards ?...um no....never again. It just sucks that this is one of my longest-standing cards so I have to keep it around.

This answer was first published on 01/18/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

William @sloss_william57

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The object of my game is to keep utilization at right around 5%. I have a low CL like a lot of people but im able to pay as i go as many times as necessary. I recently got a 2% cashback card so ill most likely keep Straight talk wireless on the Quicksilver card repeat billing at 6% cb. value and use my 2% flat card mostly.

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Stella Esther, Registered Dental Hygienist, BA. Team Manager & Coach FYA WP Tigers

@04_macrame_drone

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I thought I applied for this card but mine doesn’t say QuicksilverOne. It says Quicksilver Rewards for good credit with no annual fee and they approved me last night with $2,000 credit limit.

This answer was first published on 05/23/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

John @Darkperception13

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Same here.... I would like to know what your score is to get a rough idea for myself where I'm at I want the one that you got but I'm approved for Quicksilver one... I heard the regular Quicksilver Rewards has a higher potential credit limit.

People also ask

What is the starting credit limit for a Capital One credit card?

There is no general starting credit limit for Capital One credit cards. Your credit limit will be based on your creditworthiness once your application has been approved.

When determining credit limits, factors such as your debt-to-income ratio, repayment history and the length of your credit history will play a significant role. Unfortunately, there's no surefire way of knowing your credit limit before applying and getting approved for a Capital One credit card.

How to get...

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Can I upgrade from Capital One Platinum to Quicksilver?

Yes, you can upgrade from Capital One Platinum (see Rates & Fees) to the Capital One Quicksilver Cash Rewards Credit Card (see Rates & Fees). You can do so either with an offer from Capital One through your online account or by calling the number you see on the back of your card. Capital One tends to offer upgrades on accounts that are at least six months old with a history of timely payments and low credit utilization.

How to Accept an Offer to Upgrade a Capital One Platinum (see Rates & Fees)

  1. Click “Upgrade Now”...

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What is the best credit card with a $20,000 limit?

There are no credit cards with a guaranteed $20,000 minimum credit limit. However, your best chance at getting a $20,000 limit is with the Chase Sapphire Reserve® card, which has a $10,000 minimum credit limit. If Chase thinks you can handle a limit that’s twice the minimum amount, based on your income and debt, you could be approved for $20k.

In general, you could get approved for a credit card with a $20,000 limit if you...

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Paul, Member

@paulelliottjr

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When I got the quicksilver one card my score was 600 without any babies on my report. NO other CC or charge offs. Approved with a $1000 CL. 6 mo later my credit is at 690 CO gave me a credit increase of 1000.

This answer was first published on 02/03/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Capital One QuicksilverOne Credit Limit Details for 2024 (2024)

FAQs

What is the credit limit for Capital One QuicksilverOne? ›

The Capital One QuicksilverOne credit limit is $300 - $5,000, according to cardholder reports online. But it will depend entirely on the specifics of your credit and your overall financial situation. So, the better your credit is, the higher you can expect your spending limit to be.

How to answer Capital One credit line increase questions? ›

You'll need to provide us with information like your total annual income, employment status and sometimes monthly mortgage or rent payment, so have that in hand. If you're applying for a credit line increase for your Spark business credit card, you'll also need to provide last year's total business revenue.

What credit score do you need for Capital One QuicksilverOne card? ›

The credit score you need for the Capital One QuicksilverOne card is 640 or higher. The Capital One QuicksilverOne is also available to people with limited credit, so you may be able to get approved even if you have less than 3 years of credit history.

Is it hard to get approved for Capital One Quicksilver one? ›

Capital One states that you'll need excellent credit to qualify for the Capital One Quicksilver Cash Rewards Credit Card that offers the welcome bonus. That said, qualifying for a Quicksilver Rewards For Good Credit is possible, but you won't earn a welcome bonus or an intro APR.

What credit limit will Capital One give me? ›

There is no general starting credit limit for Capital One credit cards. Your credit limit will be based on your creditworthiness once your application has been approved.

Which card is better, Quicksilver or Quicksilver One? ›

Bottom Line. If you have excellent credit, the Capital One Quicksilver Cash Rewards Credit Card is the clear winner here. It's the same as the Capital One QuicksilverOne Cash Rewards Credit Card but with no annual fee (rates & fees), a welcome bonus and better benefits.

How to get approved for Capital One Quicksilver? ›

Factors that Influence Your Capital One Quicksilver Approval Odds
  1. Good credit (a credit score of 700+)
  2. Enough income to pay your credit card bills.
  3. Low debt relative to income.
  4. Low housing costs relative to income.
  5. U.S. mailing address.
  6. Age of 18+
  7. Social Security Number or Individual Taxpayer Identification Number.
Jan 15, 2024

Does Capital One Quicksilver do automatic credit limit increase? ›

The Capital One Quicksilver Cash Rewards for Good Credit will increase your credit limit no more than once every six months generally. This time frame applies whether you request a credit limit increase yourself or wait for Capital One to offer you an automatic increase.

Does Capital One limit increase hard pull? ›

If you have a Capital One credit card, requesting a credit limit increase won't result in a hard inquiry. Keep in mind that too many hard inquiries in a short period of time may have a larger negative impact on your scores.

How much income do you need for Capital One Quicksilver? ›

Your monthly income needs to be at least $425 more than your monthly rent or mortgage payment to get the Capital One Quicksilver Cash Rewards for Good Credit card, according to Capital One. The higher your income is above the minimum, the more likely you are to be approved.

Is QuicksilverOne a good credit card? ›

It's one of the few cards available to people with fair credit that also earns cash back rewards on every purchase. However, as a card for fair credit, the QuicksilverOne card's utility as a credit building tool is more important than its rewards potential.

Which card is better Capital One Quicksilver One or Platinum? ›

Quicksilver: Quicksilver Clearly Wins — If You Qualify. The Platinum is a bare-bones card that helps people build credit, and that's about it. If you've graduated beyond the credit-building stage, choose the Quicksilver for its handsome rewards.

What's the easiest Capital One card to get approved for? ›

Capital One credit cards for fair credit include QuicksilverOne, Quicksilver Secured, and the Platinum Mastercard. Your credit score is only one of the many factors that determine your credit approval odds. The best way to know if you'll qualify is to get pre-approved. It's quick, easy and won't hurt your score.

What is better than Capital One Quicksilver? ›

The Chase Freedom Unlimited® has a much broader, richer rewards structure than the Capital One Quicksilver Cash Rewards Credit Card. It earns both a decent flat rate on non-bonus purchases, and elevated rewards in common categories.

Why did Capital One Quicksilver deny me? ›

Your Capital One Quicksilver application can be denied for multiple reasons. If your credit history is good but not very long or if you submitted more than three Capital One credit card applications within a 30-day period, or maybe even having a bankruptcy or tax lien on your credit report.

How much does Capital One Quicksilver give? ›

The Capital One Quicksilver Cash Rewards Credit Card offers 1.5% cash back on all purchases, but you'll need good credit or better to qualify.

Is Capital One QuicksilverOne a good card? ›

It's one of the few cards available to people with fair credit that also earns cash back rewards on every purchase. However, as a card for fair credit, the QuicksilverOne card's utility as a credit building tool is more important than its rewards potential.

What is better, Capital One Platinum or Quicksilver One? ›

Quicksilver: Quicksilver Clearly Wins — If You Qualify. The Platinum is a bare-bones card that helps people build credit, and that's about it. If you've graduated beyond the credit-building stage, choose the Quicksilver for its handsome rewards.

What is the highest credit limit for Capital One Platinum? ›

What is the maximum Capital One Platinum credit limit I can get? The Capital One Platinum credit limit can be as high as $3,000 according to online cardholder reports, but it will depend entirely on the specifics of each applicant's credit and their overall financial situation.

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